NectarFi has raised $170,000 in a pre-seed round as it publicly launches a unified financial platform designed to streamline how users interact with digital assets.
The startup is targeting one of crypto’s most persistent challenges—fragmentation—by combining multiple financial services into a single, cohesive interface that mirrors the convenience of traditional banking systems.
For many crypto users, managing finances involves juggling several applications across custody, payments, trading and cross-border transfers. NectarFi’s platform consolidates these functions, enabling users to hold assets in a self-custodial wallet, spend via Visa cards, trade without gas fee constraints, and invest in tokenised stocks alongside cryptocurrencies.
The system also integrates global payment rails, including bank transfers in Nigeria, PIX in Brazil, APACA in Southeast Asia, and Swift for international transactions.
Before its public launch, NectarFi tested the platform through a private access phase, onboarding more than 1,000 users across Nigeria, South Africa, Kenya, Ghana, Thailand, Indonesia, Brazil and Argentina.
Founder and CEO Felix Daniel said the company was built to give crypto users a complete financial experience that translates into tangible economic value. “Crypto users have been spending, saving and transacting for years with nothing to show for it when they need credit,” he said.
COO and co-founder Stephanie Okeke added that the goal is to make digital finance as seamless as everyday banking, with infrastructure operating in the background. As the platform scales, NectarFi is positioning itself at the intersection of financial inclusion and digital asset adoption, particularly in emerging markets where traditional systems remain limited.
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