Nigeria’s Urban-Rural Dichotomy and the ATM Infrastructure Challenge

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By Dr Oluwatomi Eromosele, Research Lead, EFInA and Chioma Nwaiwu, Research Officer, EFInA Nigeria’s financial inclusion story reflects hard-won progress, yet a persistent divide remains. The A2F 2023 Survey shows formal inclusion reached 64% in 2023, up from 56% in 2020 and nearing the National Financial Inclusion Strategy’s 65% target for 2024. Yet these national […]

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