Turning kinship into capital: Why the South-West must embrace the OKOBI model, By Lydia Ogunibe-Frederick

For centuries, the South-West has thrived on collective finance. Systems like esusu, ajo, and adashe have helped traders raise funds more quickly than any bank could have imagined. Our kinship networks, age grades, and religious unions already function as governance systems; our trade routes and markets form a vast, dynamic ecosystem. OKOBI doesn’t import a […]

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