Africa: African Fintech's Winning Formula - Build for the Constraint, Not the Fantasy

[Daily Maverick] At the RMB Think Summit 2026 this week, Michael Jordaan's argument about African fintech success was not the usual glossy conference pitch about apps, disruption and clever code. It was much more grounded and probably more useful. The winners in African fintech are not necessarily the flashiest companies. They are the ones that accept the market as it is.